30-minute consult call by phone or Zoom, customer's choice, for $85. Book your call.

📉 Loan Protection

Protect Your Loan With GAP Insurance

If your car is totaled, GAP pays the difference between what you owe and what it's worth.

Quote GAP Coverage

New cars depreciate fast. If yours is totaled or stolen early in the loan, your insurance only pays the depreciated value — which can be thousands less than your payoff. GAP insurance covers that difference so you're not stuck paying for a car you no longer have. Dealers sell it at a steep markup; buy it independently and pay a fraction of the price.

✓ Covers the shortfall

Pays the gap between your insurance payout and your remaining loan or lease balance.

✓ A fraction of dealer pricing

The exact same protection costs far less when you buy it outside the finance office.

✓ Ideal for low-down deals

Little or no money down, a long term, or a fast-depreciating model? GAP is built for you.

✓ Easy to add

Quick to quote and bind — get covered before depreciation outpaces your payoff.

Quote GAP Coverage

A few details about your vehicle and loan is all we need to quote GAP.

We respect your privacy. Your info is used only to match you with the options you requested.

Ashley the Auto Advocate may earn a referral commission when you purchase a product through one of our partners, at no extra cost to you. We only recommend services we believe help buyers.