Should I buy new or used right now?

There is no universal answer — it comes down to your budget, how long you keep cars, and what specific models are doing in your market. New cars carry incentives and subvented rates that can make them surprisingly competitive; used cars avoid the steepest first-years of depreciation but can carry higher loan rates.

What matters is comparing the true out-the-door cost of ownership, not the sticker. On a consult I help you run that comparison on the actual vehicles you are choosing between.